Credit cards offer a convenient way to make purchases without immediate cash payment, allowing you to buy your favorite products and pay later. They provide flexibility, security, and various benefits that can enhance your shopping experience. Immediate Purchasing Power: Credit
Annual FeesHigh-reward cards and those designed for individuals with less-than-good credit often come with annual fees. These fees can range from ₹500 to ₹5,000 or more, depending on the card’s benefits and features. Cash Advance FeesWhen you use your credit
The banking sector plays a pivotal role in the economic framework of any country, serving as the backbone of economic growth, trade, and investment. It facilitates financial inclusion, ensuring access to banking services for all segments of society, while also
Capital Gains Tax (CGT) is a tax you pay on the profit you make when you sell an asset, such as real estate, stocks, or other investments. The tax is only applied to the gain—meaning the difference between what you
The retirement corpus refers to the total amount of money you need accumulated in your investment and savings accounts to retire comfortably without having to work again. It should be sufficient to sustain you throughout retirement, factoring in your life
The Indian rupee recently hit an all-time low of ₹86.58 against the US dollar, a significant milestone under the Modi government. This decline has raised concerns about the strength of the rupee and its potential impact on the economy, especially
Do you know about the salary of high-ranking officials including the Chief Minister, Prime Minister, President, and Governors of India? The President of India receives a monthly salary of ₹5 lakh, which is tax-free. The Vice President is entitled to
When applying for a personal loan, submitting proper documents is essential for securing approval and negotiating better interest rates. Banks use your documentation to assess your financial stability and risk as a borrower. Here are five key ways strong documentation
The Employees’ Provident Fund Organisation (EPFO) plans to revolutionize fund access for its members by allowing provident fund (PF) withdrawals via ATMs. This initiative is designed to enhance convenience and provide members with faster access to their savings. Key Changes
The Income Tax Department has launched PAN 2.0 to modernize and simplify PAN card services. Here are the key updates and processes explained in brief: Key Changes in PAN 2.0 Application Process for PAN 2.0 Validity of Existing PAN Cards