Biju Swasthya Kalyan Yojana (BSKY) is a flagship healthcare initiative by the Government of Odisha, aimed at providing universal health coverage with a special focus on vulnerable families and women. The scheme ensures financial protection for economically disadvantaged families, enhancing their access to quality healthcare. Under BSKY, the government covers healthcare costs at both state-run facilities and empaneled private hospitals. Key highlights include:
- Full healthcare cost coverage at all government facilities, from sub-centers to medical colleges.
- Cashless treatment for families with the BSKY Smart Health Card in empaneled private hospitals.
To achieve its objectives, the scheme offers financial assistance of ₹5 lakh per family annually, with an additional ₹5 lakh for women after exhausting the initial limit.
In empaneled private hospitals, families holding the BSKY Smart Health Card can avail themselves of a range of services, such as registration, consultation, medical tests, treatment, inpatient care, and follow-up consultations. These services are completely cashless within the annual coverage limit. The key benefits of the BSKY Smart Health Card include:
- Accessibility to treatment across empaneled hospitals in Odisha and other states.
- Priority healthcare for women, ensuring additional coverage for their medical needs.
The government actively monitors the scheme’s implementation and collects feedback to enhance its effectiveness. By covering over 96.5 lakh families, BSKY ensures comprehensive healthcare access and reduces the financial burden on economically weaker sections.
This initiative has significantly empowered vulnerable families, particularly women, by ensuring access to quality healthcare without financial distress. It stands as a pioneering effort in state-driven healthcare reforms, setting a benchmark for inclusive and equitable health coverage in India.
